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A debt management plan (DMP) is a mutual agreement between you and a credit counseling agency (CCA). Simply put, you agree to repay your unsecured debts in full over time, without taking on any more debt. In return, most creditors will agree to significantly reduce your interest charges eliminate future late and over-the-limit fees and bring your account to current status.

Debt Consolidation Provider

Choosing the right provider for your debt solution, whether it is debt management or settlement, is critical to your success. Read below to see how CareOneSM Providers compare to others. Discover how you can have access to all these benefits, and more.

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